Name 

STOPANSKA BANKA AD - SKOPJE

Accepting deposits and other repayable sources of funds; 

Lending activities in the country, including factoring and financing commercial transactions;

Lending abroad, including factoring and financing commercial transactions;

Issuance and administration of means of payment (money cards, cheque, travelers cheque, bills of exchange);

Issuance of electronic money, if regulated by separate law;

Financial leasing;

Currency exchange operations;

Domestic and international payment operations, including purchase/sale of foreign currency;

Fast money transfer;

Issuance of payment guarantees, backing guarantees and other forms of collateral;

Lease of safe boxes, depositories and depots,

Trade in instruments on the money market;

Trade in foreign assets, including trade in precious metals;

Trade in securities;

Trade in financial derivatives;

Assets and securities portfolio management of clients and/or investment consulting for clients;

Providing services of a custodian bank to investment and pension funds;

Purchasing/selling, underwriting or placements of securities issue;

Custody of securities for clients;

Advising legal entities regarding the capital structure, business strategy or other related matters or providing services related to mergers or acquisitions of legal entities; 

Sale of insurance policies;

Intermediation in concluding credit and loan agreements;

Processing and analyzing information on creditworthiness of legal entities;

Economic and financial consulting;

Sale of stakes in investment funds and

Other financial services specified by law that may be carried out by a bank.

Decisions of the Governor of NBRM

Accepting deposits and other repayable sources of funds;

Lending activities in the country, including factoring and financing commercial transactions;

Lending abroad, including factoring and financing commercial transactions;

Issuance and administration of means of payment (money cards, cheques, travelers cheques, bills of exchange);

Exchange operations;

Domestic and international payment operations, including purchase/sale of foreign currency;

Fast money transfer;

Issuance of payment guarantees, backing guarantees and other forms of collateral;

Lease of safe boxes, depositories and depots;

Trade in instruments on the money market;

Trade in foreign currencies;

Trade in securities;

Providing services of a custodian bank to investment and pension funds;

Safekeeping clients’ securities;

Sale of insurance policies;

Processing and analyzing information on creditworthiness of legal entities;

Sale of stakes in investment funds and

Other financial services specified by law that may be carried out by a bank.

Bank insurance, sales of insurance policies

1. National Bank of Greece Athens (NBG)

Main activity of the parent entity, as well as for each member of the banking group

Organisational structure for 31.12.2022

NBG

NBG (MK)

Information for members of the banking group(ENG)

Participation of the bank (СБ) in the total number of shares in each member of the banking group

Participation in the total shares

6,57%

4.997 (other shareholders)

Participation of shareholders – individuals in the total number of voting shares issued as 30.6.2024

5,36%

1.382 (other shareholders)

Amount of the initial capital registered in the Central Register

Number of shares of each kind and class and nominal amount of shares

1. Ordinary shares

Ordinary shares - 17.460.180
Nominal value per share – 201,1 MKD
Total nominal amount – 3.511.242 thousand MKD

2. Priority shares 

Number of priority shares - 227.444
Nominal value per share – 400 MKD
Total nominal amount – 90.978 thousand MKD

Description of characteristics of the basic components of own funds

Amount and components of the additional capital I and additional capital II

The type of deductions from the core capital and the additional capital and their amount

18.331.684 thousand MKD (as of 30.6.2023)

18.382.152 thousand MKD (as of 31.12.2023)

20.820.094 thousand MKD (as of 30.6.2024)

The amount of capital adequacy

17.29% (as of 30.6.2023)

16.58% (as of 31.12.2023)

18.91% (as of 30.6.2024)

Amount of the capital required for covering the credit risk

Amount of the capital required for covering the currency risk

Amount of the capital required for covering the market risk

Amount of the capital required for covering the risk from changed prices of goods

Amount of the capital required for covering the exceeding of the exposure limits

Amount of the capital required for covering other risks if the Bank at its own assessment had set additional amount of capital needed to cover those risks

13.84% (for II half-year of 2023)

14.55% (for I half-year of 2024)

6.732.130 thousand MKD (as of 30.6.2024)