Announcement for the assignment of receivables and ancillary rights (Ref. No. 16/2-533/2026)

ANNOUNCEMENT for the assignment of receivables and ancillary rights (Ref. No. 16/2-533/2026) 

Stopanska Banka AD Skopje (hereinafter the "SB") hereby invites interested parties to participate in a process for assignment of receivables and ancillary rights of the Bank's secured corporate claim against GAMA WINERY DOO Gevgelija (hereinafter the "Client"), by way of a receivables assignment transaction with consideration payable (hereinafter the "Transaction").

The Transaction comprises the assignment of the Bank's entire claim, together with all related ancillary rights, security instruments and security rights (mortgages and pledges), over the debtor's assets, as well as all rights arising from the enforcement proceedings already commenced before the authorized Enforcer.

A) Detailed Analyzes (Due Diligence)

Each interested party may conduct a Detailed Analysis (due diligence) of the receivables and related ancillary rights, security instruments and security rights upon a previously submitted written Request for enabling a detailed analysis and delivery of an identification document and contact details via e-mail address: Corporatedivestment@stb.com.mk. Such request must be submitted no later than 20 days from the date of this Announcement.

After signing a NDA, SB will provide each interested party with all necessary documentation for conducting a detailed analysis (due diligence) accompanied by a draft Agreement for assignment of receivables, via the submitted contact details and/or the e-mail address through which the written Request for enabling a detailed analysis was submitted.

Interested parties will have the opportunity to conduct an on-site inspection of the mortgage property. Requests for on-site inspection shall be submitted via the e-mail address Corporatedivestment@stb.com.mk, no later than 20 days from the date of this Announcement. The on-site inspection shall be organized by SB, at a time determined by the Client, and upon prior consent by the Client.

B) Submission of a Binding Offer

After completing the due diligence process, we invite you to submit a Binding Offer (hereinafter: “Offer”) to SB in electronic form, in English, no later than 30 days from the date of this Announcement to the following e-mail address: Corporatedivestment@stb.com.mk.

Your Binding Offer should contain the following items:

1. Bidder Information

Company Name/First and Last Name, registered office/residence address, unique identification number of the entity – EMBG/EMBS.

2. Provision for Binding Offer

The submitted Binding Offer must explicitly contain a provision that is binding and valid for at least 60 (sixty) days from the date of its submission.

3. Offered amount for assignment of receivables

The Offer must accurately define/specify the amount in MKD that will be paid to SB for assignment of the receivables and ancillary rights, with a clear indication of the net amount.

When submitting your Bidding Offer, please also consider the following:

• The amount must be paid in cash and in MKD and within a period not later than 15 (fifteen) days from the date of signing the Agreement on Assignment of Receivable for Consideration.

• The amount must be expressed in a net amount, excluding taxes and additional costs related to the Transaction.

• The amount to be paid is without deductions, withholdings or set offs and VAT.

• The amount must not be expressed in a range or through a formula. These types of offered amounts will not be considered as offered and will not be taken into account.

4. Deposit Payment

The Bidder is obliged to submit proof of payment of a participation deposit in the amount of 6,150,000 MKD (in words: six million one hundred and fifty thousand denars) to the SB account 200000000099029 with reference to number MKD112200106 for the purpose of remittance: Deposit under Ref. No. 16/2-533/2026. The paid deposit is part of the offered amount for the assignment of receivables. The deposit will be returned to rejected bidders within 7 (seven) days of the selection of the most favorable bidder.

5. Proof of financing

We expect your Offer to be accompanied by confirmation and proof of possession and disposal of funds in the amount of the offered amount for assignment of receivables. SB reserves the right to request contact details in order to confirm this information.

If the financing is through loan/ financial support, please provide us with proof of secured loan / financial support, in accordance with the conditions submitted in your Offer.

6. Contact Representative

The submitted Offer should contain contact details of an authorized representative.

We invite you, for any additional information, to communicate via the following e-mail address: Corporatedivestment@stb.com.mk.

C. Evaluation

After evaluating the received Bidding Offers, SB will select the most favorable offer, with the offered purchase price being the primary criterion for awarding the transaction.

The deposit paid by the selected bidder will be considered as part of the offered amount for the assignment of receivables. The deposit paid will be retained by SB if the selected bidder withdraws from the binding Offer on any grounds and at any time.

D. Special and general provisions

The Bidder independently assesses the collectability of the receivables on all grounds, the condition of the collateral and the status of the enforced collection proceeding. SB does not provide guarantees for the outcome of these proceedings, and the assignment of receivables is carried out in its present condition on the principle of "as is, where is".

SB reserves the right to change the process, disqualify bidders, extend the deadlines or completely cancel the announcement at any stage, without any responsibility for the costs of the participants. In this sense, SB has the full right to freely dispose of its receivables, to find legal ways to settle it in full, regardless of this Announcement, to freely dispose of its rights, to communicate with other parties, without any restriction and independently.

For all additional information, you can communicate via the following e-mail address: Corporatedivestment@stb.com.mk.