Misfortune or accident is any sudden event that occurred independently of the will of the client, which acting from outside and abruptly on the body of the insured, results in his death, complete or partial disability that requires medical attention.
We live in a dynamic time full of daily responsibilities, plans and expectations that occur in an environment full of many uncertainties that are beyond our control. Occupied by this everyday life, we often forget that the most valuable thing we have is health and life.

Misfortune as an accident, in addition to pain and care brings with it material challenges associated with additional costs. That is why Accident Insurance is useful for everyone, both to protect oneselves and one’s family from unforeseen events. This insurance policy provides what is needed in such moments - mitigation of financial consequences of a potentially harmful event (misfortune).   

A misfortune or accident is any sudden event, independent of the will of the insured, which results in death or partial disability, temporary incapacity for work or a health disorder that requires medical attention. An example of accident is: traffic accident, bones breakage, electric shock or lightning, falling, slipping, animal bites, burns, etc.

You can obtain Accident Insurance in any of the branches of Stopanska Banka or through the Contact Center, available 24/7 on the following phone number: (02) 3 100 109.

Accident Insurance is also a part of the loan package offered by Stopanska Banka, so if you decide to apply for a consumer loan with Accident Insurance, the Bank will reward your choice with a discount voucher for the purchase of other insurance through the Bank in the amount of MKD 400 or MKD 600.

Let's ask ourselves:

• Have we had an injury in life or accident and what were the costs of treatment?
• How much of our free time do we use for sports and recreation?
• Do we have enough savings for the costs of treatment caused by an accident so that they do not disrupt our financial stability?