Time deposits
6 & 9 months time deposit
6 & 9 months time deposit
About the product
Features
- 6 or 9 months time deposit with a guaranteed interest rate for the deposit term
- Individuals, residents and non-residents
- 6 or 9 months deposit term
- Currency MKD and EUR
- Minimum amount of deposit
- EUR 500
- MKD 30,000
- Interest payment method: at the end of the term
Benefits
- Attractive interest rate for short term deposits
- Guaranteed interest rates for the deposit term
- Safe and stable bank, trusted bank
- Checking the balance using i-bank channels
Authorization
- The holder of the deposit account may authorize another adult person to operate the account. The authorization may be issued at the time of opening of the deposit account or at any time afterward.
Policy of automatic renewal and cancellation
- The deposit is renewed under the terms and conditions valid at the date of renewal. The customer may withdraw the funds at any time, in accordance with the policy of early withdrawal of the deposit
- The depositor may also terminate the agreement prior to the expiration of the deposit term, whereby SB shall calculate and pay sight interest for the period from the opening of the time deposit or its renewal until the moment of early termination of the agreement.
Interest rates
Annual interest rates, guaranteed for the entire term of the deposit
Calculation and payment of interest
- Interest is calculated and paid to the customer's account at the end of the deposit term.
- The customer may withdraw the deposit and the accrued interest on the maturity date of the deposit (calendar day).
Current interest rates are available at the following link.
Documents
- When opening an account, the customer presents a valid identification document (ID card or passport)
- After opening the account the customer receives:
- Deposit account agreement and
- A passbook at customer's request
