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VISA Gold

Card info

Card info

  • International contactless debit card connected to 2 accounts - denar and euro account
  • Free of charge payments within the trade network
  • 3D-Secure standard for SAFE online purchasing
  • The holders of VisaGold debit card are entitled to certain benefits at the counters for serving premium clients available at Aluminka, Vero, GTC, Jane Sandanski, Majka Tereza and Mladina
  • No charge for SB ATMs cash withdrawals
  • Fast and simple application procedure in any SB branch, on phone No. 15-110 or at the following link alokredit.mk
  • Visa Gold is part of Golden Club, benefit package and discounts for Visa Gold card holders. For more information, please visit stb.com.mk/goldenclub
  • Visa Gold card is also part of the premium users family for which Visa International provides special package of international discounts and benefits. For more information, please visit http://www.visapremium.com/

Use

  • Free of charge payments within the trade network
  • Monitoring and managing the account via the SB e-banking service
  • Can be used in the country and abroad
  • Can be used for internet payments with the highest protection level - 3D-Secure standard for SAFE online purchasing
  • No PIN required for contactless payments within the trade network up to 2.000 MKD

Limits

  • Maximum amount per transaction within the country and abroad up to 250,000 MKD from denar account and 4,000 EUR from euro account
  • Cumulative monthly transaction amount  within trade network in the country and abroad up to 600,000 MKD from denar account and 9,750 EUR from euro account
  • Daily ATM cash withdrawal limit up to 60,000 MKD in the country and abroad
  • The maximum number of contactless transactions without entering a pin code during the day is 10 transactions. After exceeding this limit, the transaction should be performed by contact - by inserting the card into the POS terminal and entering the pin code from the card.
  • Possibility to set and manage transaction limits and block/unblock payment cards through e-banking/m-banking of Stopanska banka
  • Should you require limit increase please contact the Contact Centre on 3100-109.

Membership fee

  • Annual membership fee in the amount of 1,500 MKD
  • 0 MKD membership fee with realized transactions exceeding 200,000 MKD within a year
  • 600 MKD membership fee with realized transactions exceeding 100,000 MKD within a year
  • 0 membership fee for SB Exclusive clients
  • 0 MKD membership fee for SB Visa Gold holders
  • 0 MKD – membership fee (without a membership) for an additional card.
  • Issuance of additional card free of charge
  • 90 MKD charge for a renewal of a card (one-time fee charge in 5 years upon issuing a new card)

Fees and other charges

  • SB ATMs cash withdrawal FREE OF CHARGE
  • A fee in the amount of 20 MKD shall be charged for SB over-the-counter (OTC) cash withdrawal
  • A fee in the amount of 2% of the amount withdrawn shall be charged to the denar account for other banks ATMs and over-the-counter (OTC) cash withdrawals in the Republic of North Macedonia and abroad.
  • A fee in the amount of 150 MKD shall be charged for issuance of a new PIN
  • A fee in the amount of 300 MKD shall be charged for re-issuance of a new card, provided that the old card has been damaged, lost or stolen
  • A fee in the amount of 150 MKD shall be charged for re-issuance of a new card upon a change of the holder’s name or surname
  • A fee in the amount of 1,000 MKD shall be charged to the Denar account for a card retained in an ATM abroad.

Criteria and documents

Criteria

  • Individuals, citizens of the Republic of North Macedonia
  • Adults  aged 18 +
  • Sufficient funds on the denar account for collection of the annual membership fee   

Documents

  • Personally filled-in and signed application form for Visa Gold Debit card
  • Valid ID
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Faq

24 hours CONTACT CENTER

For further information, please contact

Веб-страницата на Стопанска банка АД - Скопје користи „колачиња" кои собираат податоци за корисниците. Овие податоци помагаат на Банката да обезбеди подобро корисничко искуство, како и подобра функционалност на услугите и веб-страницата. Со одбирање на опцијата „Ги прифаќам сите колачиња" давате согласност за начинот на кој ги користиме „колачињата". За други опции, одете во „Поставки за колачиња". Дополнително, користењето на веб-страницата на СБ не е условена од прифаќањето на колачињата иако на тој начин одредени процеси може да не бидат технички оптимизирани за вашето лично корисничко искуство. За повеќе информации, посетете ја нашата Политика за колачиња.