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CONTACT INFORMATION:
STOPANSKA BANKA AD - SKOPJE

 

24 hours CONTACT CENTER (02) 3100 109

 

address:
11 Oktomvri 7, 1000 Skopje, Republic of Macedonia

fax:
+ 389 (02) 3114 503 

e-mail:
kontaktcentar@stb.com.mk

 


 

 

Unsecured loan

 

CHARACTERISTIC OF UNSECURED LOAN FOR SMALL BUSINESS COMPANIES
Comparative  advantages
  • Simple procedure and competitive conditions
  • Repayment period adaptable to your business
Purpose
  • NEW - working capital
  • Improving business
  • Refinancing
Amount

Up to EUR 10,000

Currency

MKD / EUR

Annual Interest rate
  • EURup to 10%
  • MKD: up to 11%
Tenor

Up to 36 months

Disbursement

To the client/seller gyro account

Repayment

Monthly annuities

Expenses
  • MKD 1,000 once-off  (upfront)
  • 1.50%annually                                                                                                                                          N/A for refinancing for the first year
  • Early closing fee 2%
Credit criteria
  • Legal entities registered in R Macedonia
  • Profitable company 
  • Creditworthiness  of the company analysed by credit officer of the Bank
Required Documentation  for Application
  • Application 
  • Original registration document and authorised signature from the Central Register
  • Official financial statements for the last 3 years
  • Interim financial statements
  • Bill/s of Exchange (after approval)
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