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CONTACT INFORMATION:
STOPANSKA BANKA AD - SKOPJE

 

24 hours CONTACT CENTER (02) 3100 109

 

address:
11 Oktomvri 7, 1000 Skopje, Republic of Macedonia

fax:
+ 389 (02) 3114 503 

e-mail:
kontaktcentar@stb.com.mk

 


 

 

 

LOANS, GUARANTEES AND DOCUMENTARY CREDITS TO LARGE COMPANIES


Short-term loan


Direct financing upon the most favorable terms and conditions. The short-term loan can be approved as separate loan or can be included in the framework limit.


Characteristics

   > Purpose      - For working capital
   > Validity period      - Up to 12 months
   > Currency      - Dollars, EUR, USD or another currency


Letters of guarantee (L/Gs)


At the request of its client, Stopanska banka issues all types of guarantees home and abroad, such as: Performance guarantees (tender-bid bonds, guarantees for good performance, guarantees for good performance within the guarantee period, retention money, advance payment and others), Payment guarantees (under financial and commercial loans, for securing of debt in customs procedure and others), counter- guarantees, etc.


By issuing guarantees according to your needs, the bank becomes a guarantor for your success.


 

 

Letters of credit (L/Cs)


At the request of its clients, the Bank issues documentary credits for payment abroad, as one of the most secure and common used international payment instruments.


The Bank advises the received documentary credits to beneficiaries in the country and abroad and transfers the received documentary credits to the second beneficiary by order of the middleman.

 

With Stopanska banka, you are sure that you will pay for the ordered goods, you are sure that you will collect the value of exported goods...


 

Framework limit


If you are interested in fast and flexible financing which shall correspond to your financial needs, then be sure this product is ideal for you. The framework limit is issued up to certain amount, so-called limit for certain time period. In the frameworks of this period, you can also use: long-term loans, short-term loans, L/Gs or L/Cs.


Characteristics 

   > Purpose        - Support of the current operations, loans, L/Gs and L/Cs. 
   > Repayment period         - On revolving principle or by previous agreed repayment dynamics for the separate loans. 
   > Currency        - Dollars, EUR, USD or another currency.


Long-term or investment loan


If you are interested in direct financing upon the most favorable terms and conditions for a period longer than 12 months, then you should chose this product. If you chose an investment loan, it is necessary to submit an investment program (business plan) enclosed with the required documents.


Characteristics 

   > Purpose         - Purchase of equipment, construction of buildings, financing of separate projects or rescheduling of your debt. 

   > Repayment period        - By previous determined equal installments (monthly, quarterly or semi-annually) and possibility for grace period                

   > Currency         - Dollars, EUR, USD or another currency.

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